Explore

Download App
Credit & Debt 101

Credit & Debt 101

From 'The Financial Diet'

  • Overview
  • Instructor
  • Episodes
  • Recommended for you
Overview
himalaya
0 h 27 min
himalaya
6 Episodes

Ever wondered what your credit score even means? Or how much it matters? Get those answers and more from The Financial Diet’s founder Chelsea Fagan, as she explores ways to leverage credit cards to your advantage and manage your debt more strategically.


What You'll Learn

  • What a credit score means and why it matters
  • How to avoid financial pitfalls and build good credit
  • Ways to handle the various types of debt you may incur  
see more
Instructor
  • Chelsea Fagan
    Chelsea Fagan
    Founder of 'The Financial Diet'
Episodes
6 Episodes
Trailer
1min

1. (Almost) Everything You Need To Know About Credit Scores
4min

Learn the basic ins and outs of credit scores—what they are, what they mean, and how to build yours from the ground up.

2. I Ruined My Credit Score So You Could Learn This
7min

Hear Fagan’s personal horror story and get insight into how you can avoid the financial limitations she suffered.

3. Good Debt, Bad Debt & Everything In Between
4min

Find out about the different ways to handle debt, from high-interest consumer debt to student loan debt.

4. The 2 Most Effective Strategies for Paying Down Debt
3min

Discover what works best for you, whether it’s the debt avalanche or debt snowball method.

5. The Right Way to Use Credit Cards
4min

Boost your credit score and save money with these tips for proper use of credit cards.

Recommended for you

Got questions? We've got the answers
  • What is Himalaya?
    Himalaya is an audio platform that delivers the inspiration and knowledge you need to achieve your most ambitious goals. In just 10 minutes a day, you’ll learn the secrets of happiness, success, and more from some of the world's highest achievers and thought leaders. From our powerful life stories to high-impact courses, you'll find what you need to get inspired and get ahead.
  • Is there a free version that I can try out?
    By default, you’ll have 7 days after signing up before you are charged. You may also be given some promo codes with a longer free trial period. During the free trial period (7 days or longer), you will have full access to all paid content in Himalaya Learning.
  • How can I redeem a promo code?
    You can edit your promo code on the checkout page. Go to https://www.himalaya.com/premium/us and select "Start 7-day free trial". You need to register your account or log in to your account before you go to the checkout page. Click “Have a promo code to apply?” and replace the default promo code with the code you have.
  • Why do you need my credit card?
    In order to verify your identity, we require credit card validation upfront. We'll never charge your card until the free trial period is over. And unless you'd like to cancel, no further action will be needed on your part to begin recurring monthly payments as an official Himalaya listener! If you ever have any questions about payments or charges, please don’t hesitate to contact us at support@himalaya.com. We’ll help you solve your problem as fast as we can.
  • How do I cancel my free trial?
    1. On desktop: Go to https://www.himalaya.com; click your username on the upper right corner, and select “Membership” from the drop-down list; Click your active membership, then click on "Next Billing Date >" and "Cancel Subscription" 2. On Android mobile: In the app, go to "account" and choose the “member details” page, then choose to unsubscribe; 3. On iOS mobile: If you initially subscribe on the web, you cannot cancel it on the iOS mobile app. You need to follow the instructions for cancellation on desktop; if you subscribe via the iOS mobile, you can also turn off the automatic renewal via the iTunes/Apple ID settings.
  • How do I cancel my subscription？
    Subscribed from the Website?
    You can click here to unsubscribe. If you cancel the subscription during the trial period, it will not automatically renew; if you cancel the subscription after successful renewal, the next deduction cycle will not automatically renew.
    Subscribed from IOS or Android apps?
    You can cancel the subscription through Apple or Google Play settings. If you cancel the subscription 48 hours before the expiration of the trial period, the subscription will not be automatically renewed; if you cancel the subscription after successful renewal, the next deduction cycle will not be automatically renewed. You can find detailed information on how to unsubscribe from the link below:Cancel a subscription from Apple  Cancel a subscription from Google Play

Himalaya Premium

Inspirational stories
Through our engaging, true-life stories, you can learn from the world’s most extraordinary people.
High-impact courses
Knowledge really is power, and our courses give you the insights you need to get ahead.
Emotional Boosts
Sometimes, all we need is the right encouragement at the right time—at Himalaya, we’ve got you covered.